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Nearly Four Decades in Property. Real Experience. No Shortcuts.

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Builder. Developer. Landlord. Deal Sourcer.
One person who's actually done it all.

I’ve been in business for close to forty years — and in property for nearly thirty of them. Not watching it. Not theorising about it. Actually doing it.

I started as a builder and developer, accredited by the NHBC — the National House Building Council. That accreditation doesn’t come easily. You have to be vetted for both financial competence and technical capability. It meant I was building homes to a standard that was independently verified. Most people who talk about property have never had to meet that bar.

Over the years I’ve run multiple businesses, managed a portfolio of thirty rental properties as a landlord, carried out full property refurbishments, and project-managed builds from the ground up. I’ve sourced deals for clients, helped investors build their own rental portfolios, acquired planning permissions, bought land for development, and seen projects right through from raw site to completed development.

I’m based on the Wirral and work across Merseyside, Liverpool, Chester and the surrounding areas. Every deal comes through me personally. No office. No team. No layers of process.

What I bring isn’t something you can learn on a weekend course. It’s decades of doing — the contacts, the judgement, the experience of seeing what goes wrong and knowing how to stop it.

Old school in the best sense. Face to face, one to one, and straight with you from the first conversation.

Direct. Always.

Every conversation, every offer, every decision comes through me personally. You'll never be passed to a colleague or left waiting for a callback from someone who doesn't know your situation.

Discreet. By design.

Your sale is your business. No For Sale boards. No Rightmove listings. No investors knowing who else is in the group. I've built this to work the way serious property deals have always worked — quietly and properly.

Experienced. Actually.

NHBC-accredited builder. Former developer. Landlord with 30 properties. Deal sourcer. Portfolio builder. This is forty years of real-world property knowledge — not a qualification from a weekend seminar.

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John Ratchford

Property & Land

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John Ratchford

Property & Land — Wirral, Merseyside

What I Actually Do

Buy houses fast. If you need to sell and the numbers work, I can move quickly. No chains, no mortgage delays, no survey that kills the deal at the last minute.

Source land & development opportunities. I’ve acquired planning permissions and developed sites myself. If you’ve got land — a big garden, a plot with refused planning, an old site — I understand exactly what’s involved and can take on the planning risk through an option agreement. You don’t spend a penny unless it comes off.

Connect investors with off-market deals. I have a network of serious investors looking for BTL property, HMOs, and development opportunities across Merseyside and Cheshire. Deals are introduced privately, directly, and discreetly.

Help investors build portfolios. I’ve helped clients build property rental portfolios from scratch. Whether you’re looking for your first BTL or your next development project, I can source, advise and introduce the right people.

Refer trusted professionals. When a deal needs a solicitor, a broker or a surveyor, I introduce people I actually trust. Not whoever pays me the most to say their name.

What others say..

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Ready To Talk?

Selling, investing or got land with potential? The first step is a conversation.

Get In Touch With John

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